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📜 Terms and Conditions for Digital Loans (DSA) Website
- User Eligibility
Applicants must be Indian citizens aged 18 years or above, with valid identity and income proof. The platform reserves the right to reject applications that do not meet basic eligibility criteria.
- Role of the Website
This website operates as a Direct Selling Agent (DSA), facilitating loan applications between users and partnered financial institutions. It does not provide loans directly or make lending decisions.
- Loan Approval & Disbursement
All loan approvals are subject to the discretion of the respective financial institutions. The website does not guarantee approval, disbursement timelines, or loan amounts.
- Accuracy of Information
Users are responsible for ensuring that all personal, financial, and business details submitted are true and accurate. Any false or misleading information may result in application rejection or legal consequences.
- Use of Personal Data
By submitting a loan application, users consent to the collection, processing, and sharing of their data with affiliated lenders and service providers for verification and loan processing purposes.
- Third-Party Links & Services
The website may contain links to third-party lender portals or services. The DSA is not responsible for the content, accuracy, or practices of these external sites.
- No Financial Advice
The website does not offer financial advice or endorse any specific loan product. Users are encouraged to consult with financial advisors before making borrowing decisions.
- Limitation of Liability
The DSA is not liable for any financial loss, delayed processing, or disputes arising between users and lenders. All risks associated with borrowing rest solely with the user.
- Modification of Terms
The website reserves the right to update or modify these Terms and Conditions at any time without prior notice. Continued use of the platform implies acceptance of the revised terms.
- Governing Law & Jurisdiction
These Terms and Conditions are governed by the laws of India. Any disputes arising shall be subject to the exclusive jurisdiction of courts located in Mumbai, Maharashtra.
